Articles from Payfinia Inc.

Payfinia, an independent payment services firm providing an open payments framework, today announced a strategic partnership with Dunedin, Fla.-based Achieva Credit Union (‘Achieva’ – $3B in assets and more than 200K members), marked by the credit union’s investment in the Payfinia Credit Union Service Organization (CUSO). The collaboration supports Achieva’s commitment to accelerating payments innovation, delivering instant payment capabilities, and shaping the future of fintech solutions within the credit union movement.

Valiify, a digital account opening and loan origination platform company based in Tuscaloosa, Ala., today announced a strategic partnership with Payfinia, an independent payment services provider based in Portland, Ore. Payfinia’s flagship solution, Instant Payment Xchange (IPX) platform, enables innovative platform providers to embed instant payment capabilities into existing workflows via a secure API integration. The partnership brings real-time money movement directly into the Valiify platform, enabling financial institutions to move funds and disburse loans immediately, without involving manual workflows or external systems.

Payfinia, an independent payment services firm providing an open payments framework, announced today it partnered with Patelco Credit Union (Patelco) to successfully launch a new real-time payments service, enabling members to receive instant payments 24/7 through the Federal Reserve’s FedNow® Service. The credit union deployed Payfinia’s Instant Payment Xchange (IPX) platform in less than 80 days and has processed more than $5.4 million in instant payment transactions as of mid-July.

Payfinia, an independent payment services firm providing an open payments framework, announced today its partnership with Early Warning Services to offer PazeSM, an online checkout solution developed by Early Warning Services and offered by participating banks and credit unions. Star One Credit Union, one of the nation’s largest credit unions with more than $9 billion in assets, is the first financial institution onboarding Paze through Payfinia.

Payfinia, an open, real-time payments framework, announced today it won the Best Credit Union/Community Bank & FinTech Partnership by Fintech Futures’ Banking Tech Awards USA 2025 with Star One Credit Union ($10.2 billion, 124,000 members). The Banking Tech Awards USA honor technology excellence and innovation in the banking and financial services sector, spotlighting the standout projects, products, services and teams driving progress in the industry.

Payfinia, an open, real-time payments framework, today announced it partnered with TAPP Engine, a B2B2C provider of SaaS embedded finance solutions, to offer an embedded suite of instant payments services to financial institutions (FIs) and wealth management providers.

Pioneer Federal Credit Union (Pioneer FCU, $746 million in assets and 50,000 members) selected Payfinia’s Instant Payment Xchange (IPX), an open, real-time payments framework, to elevate cash management services for its retail and business banking members.

Tyfone, a leader in digital banking solutions, announces the formation of Payfinia Inc., a separate entity dedicated to providing innovative solutions that redefine instant payments. This new venture leverages Tyfone’s expertise in digital banking user experience (UX) and intellectual property (IP) developed through the successful deployment of the Instant Payment Xchange (IPX), a secure, scalable and affordable money movement gateway to the FedNow Service.